The rich will prosper when the rules make sure they do.
We have been critics of the Central Bank mortgage lending caps, believing instead that a rule similar to section 149 of the Consumer Credit Act could be used on underwriting to ensure that banks can’t...
View ArticleIrish Times article featuring Irish Mortgage Brokers
Conor Pope from the Irish Times had an interesting article on lending restrictions and did a good piece on it in today’s paper. In the piece he quoted Karl Deeter from Irish Mortgage Brokers on his...
View ArticleNewstalk: Pat Kenny talks to Irish Mortgage Brokers
Pat Kenny interviewed Karl Deeter about the Central Bank lending rules and why, in his view, they could have been done slightly differently and better. It’s an interesting insight into the difference...
View ArticleBigger deposits equal less savings.
An often overlooked aspect of finance is that mortgages are actually a brand of savings, as perverse as that may sound, you have to consider what happens when you pay off a loan over time. The...
View ArticleNewstalk have Irish Mortgage Brokers on to discuss Central Bank rules
We were speaking on Newstalk about Central Bank rules and the impact they are having on different parts of the market. Some of the notable moments are mentioned below: Karl Deeter of Irish Mortgage...
View Article2016 Mortgage lending rules submission by Irish Mortgage Brokers
We sent our research and thoughts on the lending rules to the Central Bank as part of their industry consultation process regarding the existing mortgage lending rules. While we are critical of them in...
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The unaffordability index of Irish housing
This picture speaks a thousand words and in many cases tens of thousands of earnings that a person would have to have in order to afford an average home in different parts of the country. We used...
View ArticleCentral Bank statement on mortgage rules review
23 November 2016 Outcome of Review of Mortgage Measures announced § Review confirms that the overall framework is appropriate and the measures have contributed to financial and economic stability. §...
View ArticlePat Kenny Show on Newstalk 106, featuring Irish Mortgage Brokers
Pat Kenny had Lorcan Sirr from DIT and Karl Deeter from our company on to talk about the property market in particular in light of the changes announced by the Central Bank. The conversation covered...
View ArticleNewstalk: ‘Project house’ 15th September 2021
We were really pleased about being chosen to discuss mortgages on Newstalk’s ‘Lunchtime’ show with Andrea Gilligan, it was part of a series called ‘project house’ which is helping people figure out how...
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